USI Affinity and the American Bar Association (ABA) recently announced a new partnership to offer a new P&C program for law firms nationwide. As the broker for the ABA Insurance Program, which provides insurance and financial solutions for attorneys, USI Affinity now offers access to this new EPLI program designed exclusively for the law firm community. As an appointed broker you can offer this coverage to your clients as well.

Claims involving employment issues comprise a significant amount of today’s civil litigation. No organization is immune to employment practices liability litigation, least of all law firms. USI Affinity is excited to bring offer comprehensive EPLI insurance coverage that delivers industry-leading coverages and risk management services for small, midsize, and large firms. With this program, your law firm clients can depend on state-of-the-art policy and coverage features, with year-round risk management services and resources at your fingertips.

Coverage Highlights:

• Program designed for firms of all sizes
• Limits of liability up to $5 million and as low as $250,000
• Policyholders receive complimentary loss prevention tools that include a hotline for providing workplace issue consultations and a dedicated website containing articles, sample documents, and other key resources.
• Key Resources such as educational articles and sample documents are easily accessible

Policy Highlights:

• Duty to Defend policy language
• Full prior acts coverage
• Third party liability coverage for claims brought by nonemployees for harassment or discrimination
• Coverage for failure to make partner
• Automatic coverage for subsidiaries
• Modified settlement clause
• Damages include punitive or exemplary damages up to the limit of liability, where insurable
• Broadened definition of claim to include tolling agreements
• Coverage extends to any nonprofit controlled by the entity